Friday, December 23, 2011

Hyundai Fluidic Verna



Highlights:

Car Type: Sedan
Fuel : Both Diesel & Petrol

Price Range : 8.5L to 13L on road Karnataka







The new Hyundai Fluidic Verna is a come back with huge success, with great looks, very good interiors, features of a Luxury car & many safety features. Its the highest selling car in its segment with the second competitor being Volkswagen Vento.


Space Inside: Both front & rear has good leg space, Boot space is little smaller.
Milage/Fuel Consumption: Excellent (21 kmpl on highway)
Driving Comfort: Very Good
Looks: Excellent
Dealer Satisfaction: Good


Pros:
Excellent looks, good mileage, nice driving pleasure
Automatic Transmission available in Diesel also

Cons:
Little high priced, boot space is less.

Please write down your review about this car in the comments section.

Wednesday, September 14, 2011

Lifu Ishtene - Kannada Movie Review


Movie Name: Lifu Ishtene
Release Date: 9 Sept. 2011
Movie Rating: 2.5/5

Director: Pawan Kumar
Producer: Jack Manu, Upendra Shetty, Yograj Bhat
Star Cast: Diganth, Samyukta Belawadi, Ramya Barna, Sindhu Loknath
Music: Mano Murthy
Camera: Jnana Murthy


Lifu Ishtene is the debut film of Pawan Kumar as a director. Earlier he used to work as an assistant director with Yograj Bhat. The film is all about a guy (Diganth as Vishal) who falls in love with many girls in his career right from school days & all of them ditch him. Picturisation of the movie is too good, especially the shooting of the songs in Leh & Ladak is awesome. Music, song lyrics & choreography is also good. But the movie is very slow, lack of energy, less comedy. The first half has some comedy & songs, so it goes well, second half is kinda boring. Diganth has done good acting & delivered good natural dialogues with lively performance. Editing is done well. As its the directors first movie, it has some flaws, but its a good start for him.

Wednesday, September 7, 2011

Samsung Galaxy Ace S5830


Review for Samsung Galaxy Ace S5830 - Smart Phone

Rating: 4/5

Style & Design: 4.5/5
Ease of use: 4/5
Features: 4.5/5
Camera Quality: 3/5
Battery Life: 3/5
Touch Sensitivity: 4/5
Reliability & Durability: 3.5/5
Signal & Sound Reception: 4/5
Value for Money: 5/5 (Good value for money)

Purchase price: 12k



I wanted to purchase a Droid phone & my budget was 10-15k, so I was looking for a lower mid-range smart phone, after researching on internet & also using my friend's phone for one day I decided to buy this phone. Its been more than 15 days & I am liking the phone very much. Below I am listing the pros & cons of the phone, based on this one can decide on whether they want to go with this phone or not.

Pros:
* Android Phone for an affordable price, its a real value for money.
* Feature rich & Fast, Android 2.2 Froyo, though there is no official release of Android 2.3 Gingerbread for this phone, but unofficial upgrade is available on internet
* Comes with black & white panels & with 2GB mem card for free.

Cons:
* Camera quality is not so great
* No front camera, you cannot do face to face video 3G call
* With Android 2.2, battery life sucks, but with Android 2.3, battery life is much better.
* Backward compatibility for some devices not available, for Ex, I have a Samsung bluetooth headset which I am still not able to connect to my new phone, it used to work very well with my old Nokia N73
* The headset which has the control for FM does'nt have button for changing the FM station or moving to a next song or to stop the song, ... If you want to change the FM radio station then you need to unlock the phone & change the FM station thru the FM Radio application.

Over all its a good mid range smart phone which is really worth the money you pay. We can say its a higher mid range smart phone for a lower mid range price :-)


Please write down your feedback on this phone in the comments section below ..

Tuesday, August 23, 2011

Jogayya - Kannada Movie Review


Movie Name: Jogayya / Jogaiah
Release Date: 19 Aug 2011
Movie Rating: 3.5/5

Director: Prem
Producer: Rakshita Prem
Star Cast: Shivarajkumar, Sumit Kaur Atwal
Music: V Harikrishna
Movie Budget: 22 crores



Jogayya is the sequel of the 2005 blockbuster movie Jogi. This movie is the hat-trick hero Shivarajkumar's 100th movie. Prem has tried to do the same as Uppi's "Super" movie. Uppi has show how the horse trading is done in politics in the movie Super & Prem in this Jogayya movie has shown about the BSY's, Reddy brothers & Kumaraswamy's allegations on acquiring farmer's land in the name of Global Investor Meet, illegal way of wooing the voters. Funny parts in the movie are Yeddiyurappa wiping his face with towel when something does'nt go in his way & Kumaraswamy distributing sarees to get the votes :-)

After the "hoDi maga" rowdyism in the movie Jogi, here Jogayya realizes the sentiments of the people & stops rowdyism & goes to Mumbai to lead a peaceful life with earning money just for food & clothes. He will be looking at the cattle in a rich Belagavi Kannadiga family in Mumbai. The owner's daughter looking at his behavior, simplicity, sincere & helping nature falls in love with him. Once he will be trying to escape to Dubai with his newly made friends in Mumbai & he gets caught by the Karnataka police, coz using his name the existing underworld dons in Bengaluru have created a lot of mess in Bangalore. Later the Belagavi girl helps him to get out of all legal hassels with the help of the lawyer Pooja Gandhi. After getting out of the court Jogayya throws a shocking dialogue "Bengaluru is mine, i still own the underworld ..." For what happens next, watch the movie :-)

The first half of the movie has comedy & nice songs, so you will enjoy & time passes till the interval without notice of the time. The second half has lot of violence. In one of the scene Jogayya goes in to a killing spree holding the Machchu (long sharp wepon) & killing huge number of people. The cameraman Nandakumar has done a good job. Editing, special effects, graphics are well done in the songs & actions.

Overall, its a good family entertainer except for some violence in the second half. All the songs are good, especially "Kuri koLina somavara shanivara koiyyangilla ... " .

Its worth the movie to watch once with family.

Thursday, August 18, 2011

Krishnan Marriage Story - Kannada Movie Review


Movie Name: Krishnan Marriage Story
Release Date: 15 July 2011
Movie Rating: 3/5

Director: Nuthan Umesh
Producer: R. Vijay Kumar
Star Cast: Ajay, Nidhi Subbaiah
Music: Sreedhar V Sumbhram




Movie Review in Kannada / ಕೃಷ್ಣನ ಮ್ಯಾರೇಜ್ ಸ್ಟೋರಿ -- ಚಿತ್ರ ವಿಮರ್ಶೆ:
ಕೃಷ್ಣನ ಮ್ಯಾರೇಜ್ ಸ್ಟೋರಿ ಇತ್ತೀಚಿಗೆ ಬಂದ ಒಂದು ಒಳ್ಳೆಯ ಚಿತ್ರ. ಕುಟುಂಬ ಪರಿವಾರ ಸಮೇತರಾಗಿ ಯಾವ ಮುಜುಗರವೂ ಇಲ್ಲದೆ ಎಲ್ಲರೂ ಒಟ್ಟಿಗೆ ಕೂತು ನೋಡಿ ಸಂತೋಷ ಪಡಬಹುದು. ಇ ಚಿತ್ರ ಲವಲವಿಕೆ ಯಿಂದ ಸುಂದರವಾಗಿ ಮೂಡಿ ಬಂದಿದೆ. ಎಲ್ಲೂ ನೋಡುಗರ ಮನಸ್ಸಿಗೆ ಬೇಜಾರು ತರದೆ ನೋಡಿಸ್ಕೊಂದು ಹೋಗುತ್ತದೆ ... ನಿಧಿ ಚೆಲ್ಲು ಚೆಲ್ಲು ಹುಡುಗಾಟದ ಹುಡುಗಿಯಾಗಿ ತುಂಬ ನೈಜವಾಗಿ ಮನಸ್ಸಿಗೆ ಹಿಡಿಸುವ ಹಾಗೆ ಅಭಿನಯಿಸಿದ್ದಾರೆ. ಅಜಯ ಕೂಡ ಪಾತ್ರಕ್ಕೆ ತಕ್ಕಂತೆ ಅಭಿನಯಿಸಿದ್ದಾರೆ. ಚಿತ್ರದಲ್ಲಿ ಎಲ್ಲೂ ಕೂಡ ಇವರು ನಟನೆ ಮಾಡಿದ್ದಾರೆ ಅಂತ ಅನ್ನಿಸುವುದಿಲ್ಲ... ಅಷ್ಟು ಸಹಜ ಅಭಿನಯ. ಮೊದಲರ್ಧ ಹೋಗಿದ್ದೆ ತಿಳಿಯುವುದಿಲ್ಲ, ಅಜಯ್ ಮತ್ತು ನಿಧಿ ಗುಬ್ಬಚ್ಚಿಗಳಗಿ ಮಾತಾಡುವುದು ಸ್ವಲ್ಪ ಜಾಸ್ತಿ ಅನಿಸಿದರು .. ನಿರ್ದೇಶಕರು ಪಾತ್ರಗಳನ್ನು ಹಿಡಿದಿಡುವಲ್ಲಿ ಯಶಸ್ವಿ ಆಗಿದ್ದಾರೆ. ಎರಡನೆ ಅರ್ಧ ದಲ್ಲಿ ಚಿತ್ರ ಸ್ವಲ್ಪ ಸೆಂಟಿಮೆಂಟ್ ಕಡೆ ವಾಲಿದರು, ಇದು ಚಿತ್ರಕ್ಕೆ ಅವಶ್ಯಕತೆ ಇದೆ ಅಂತ ಅನಿಸುತ್ತದೆ.. ಎರಡು ಹಾಡು ಕೇಳಲು ಇಂಪಾಗಿವೆ... ಚಿತ್ರ ಮುಗಿದ ಮೇಲು "ನಿದ್ದೆ ಬಂದಿಲ್ಲ ನಂಗು ನಿದ್ದೆ ಬಂದಿಲ್ಲ, ನಾಳೆ ನಂದು ಮದುವೆ ಅಂತ ನಿದ್ದೆ ಬಂದಿಲ್ಲ ... " ಹಾಡು ಮನಸ್ಸಿನಲ್ಲಿ ಗುನುಗಾಡುತ್ತದೆ . ಕಥೆ ಹಳೆಯದಾದರೂ ಅದರ ನಿರೂಪಣೆಯಲ್ಲಿ ಹೊಸತನವಿದೆ. ಒಟ್ಟಿನಲ್ಲಿ ನಿರ್ದೇಶಕ ನೂತನ್ ಉಮೇಶ್ ಅವರಿಗೆ ಚಿತ್ರರಂಗದಲ್ಲಿ ಒಳ್ಳೆಯ ಭವಿಷ್ಯವಿದೆ ಅಂತ ಅನಿಸುತ್ತದೆ..

Sunday, July 31, 2011

ING Vysya Bank Ltd.

Vysya was very old Bengaluru based company started in 1930, which later got merged to a Dutch bank ING in the year 2002.  Here in this post I am going to share my experience with the bank. I have not dealt with the savings bank, so I cannot share the experience on that. I have taken home loan from ING Vysya, so I can share experience on that.


It was in the month of Oct 2007 I took a loan from this bank for a tenure of 20 Yrs. I had to go with this bank as I was not eligible for loan in other Nationalized Banks for the amount of loan which I took. I did enquire with other private banks & this bank offered me 10.25% which was around .25% less than other private banks. Also the processing was easy as already few people for the same apartment had taken a loan from this bank. But let me first begin with advising the people to never go for a private bank for loans.


Here are the pros & cons of the bank for home loan:


Cons:
  • High interest rates, the increase of interest rates happens immediately when there is any change in the RBI rates. If there is an increase of 25 basis points by RBI, then ING will increase the ROI by 0.5%, when there is a decrease by RBI by 50 basis points, then ING might decrease by only 0.25%. So effectively your ROI keeps on increasing.
  • Prepayment policy is very bad. You can do the prepayment any number of times, but here are the clauses ... 
  • Prepayment amount has to be a minimum of 3 EMIs. For Ex. If your EMI is 25k, then if you want to do a prepayment, then the minium amount of prepayment should be 75k
  • In any financial year, you cannot do a prepayment of more than 25% of your outstanding principal. For Ex. if your outstanding principal amount is 20L beginning of April 2011, then for the FY2011-2012, i.e. till March 2012, you can only do a prepayment of 5L, for the amount more than 5L, you have to pay the 3% + Service Tax.
  • Prepayments can only be done after the full & final disbursement of the loan amount.
  • The effect of the interest in system will be done from next cycle date and same will be reflected in the system next to next month.
  • If reschedulement is on 25.03.2011, the interest benefit to that tune will effect from 08.04.2011 billing cycle onwards which will be due on 08.05.2011 (Which is the new EMI amount).
  • Penalties will be charged, if the part payment is made within 12 months prior to closure date. While closure of the loan, part payment made prior to 12 months will be considered for foreclosure charges. E.g.: Outstanding 1 lac + 5 lacs made during 12 months. 6 lac will be considered for foreclosure Charges at 3%+ service tax
  • Foreclosure charges is very high as compared to other banks, its 3% + Service Tax
  • No net banking facility, if you want to do a prepayment, you first need to take an approval, write a request letter & once you get the approval, you need to go to the Bank's Consumer Finance Department & submit the cheque/DD with the request letter.
Pros:
  • You can get the loan easily without much hassles.
  • You can get the provisional certificate for the amount of interest paid & the principal amount for tax exemption thru email, no need to go to the bank to collect it.



Branch Address:                                                             Visiting hours:

Consumer Finance Department                 Week Days: Monday to Friday 10.30am to 3.00pm
ING Vysya Bank Ltd,                                                          Saturday           10.00am to 2.30pm    
No.40, 1ST Floor, “Foundation House”,
CKC Garden, 2nd Main,
Off Mission Road, Bangalore - 560 027
PH. - 080-22483000                                                      
Land Mark : take Immediate Left after PC Mohan & CO, or take 2nd left after IDBI in Mission Road



Please write down your feedback/comments about the Home Loan or any other Loan facility from ING Vysya Bank in the comment section below ...

Thursday, July 14, 2011

Jalsa, Outer Ring Road, Bengaluru

Jalsa is a Mughalai Restaurant located on the Outer Ring Road near Marathahalli, Bengaluru. Have visited it twice for a team lunch with my colleagues. Ambience is good, taste is not all that great, its way too expensive, not worth the money you pay. For a food for 2 people be prepared to pay some thing in the range of 1500 - 2000/- INR

Ambience: Good
Food Taste: Average
Presentation: Good
Food options: Less, especially for Veggies :-)
Customer Service: Average
Value for Money: No, its way too expensive

Cuisine Type: Mughlai
Buffet Availability: No


Official Website:


Please write down your feedback on this restaurants in the comments section below ..

Tuesday, May 10, 2011

KENT GRAND+ Water Purifier

KENT GRAND+, a water purifier which has RO + UF + UV + TDS control.
Have been using this product from past 2 months & very happy with the quality of water. Though the customer service is not that great, the taste of water from this water purifier compensates all the negatives.

Ease of use: Good
Taste of water: Excellent
Style & Design: Good
Service & support: Poor

Earlier we were using the canned water (20 ltr can), the quality & purification of the water was so bad, finally we decided to buy a water purifier which would also do the RO. Since I tasted the water purified by KENT in my friend's house, i felt it was good & we also bought KENT GRAND+ We are very much happy with the quality & taste of water so far.

Pros:
* Quality & taste of water is too good
* Design & look of the unit is good
* Low power consumption
* 8 ltr water tank, cleaning is easy

Cons:
* No good customer service
* Almost 40% of the water is exhaust
* Water level indicator is not visible clearly

Purchased for ~ 10k in military canteen in New Delhi.

Thursday, February 17, 2011

Dell Inspiron 15" Laptop


Configuration:


Processor

Intel® Core™ i3-330M Processor (2.13Ghz, 4Threads, 3M cache)

Memory

4GB (2 X 2GB) Dual Channel 1066MHz DDR3 SDRAM

Hard Drive

320GB 5400RPM SATA Hard Drive

Operating System

Genuine Windows® 7 Home Premium 64bit (English)

Video Card

512MB ATI Mobility Radeon HD 4330

Batteries

48WHr 6-cell Lithium Ion Primary Battery

Display

15.6” High Definition 720p WLED (1366x768) Display with TrueLife™

Camera

Integrated 1.3 mega pixel webcam, with Sensible Vision FastAccess Facial Recognition Software

Optical Drive

8X DVD+/-RW Drive with DVD+R double layer write capability




Well, this configuration is pretty decent for a home use with not much of graphics & high CPU intensive work. Good thing about Dell while purchasing is that, you can customize the laptop online & place an order with flexibility of customizing the laptop of your choice.

Pros:
* Display is too good
* Design & style & options for different colors is very good
* Has 3 USB ports & a HDMI port
* Dell support is good

Cons:
* Touch pad is bad, some times it does'nt work well
* Battery is ok, does'nt last for long
* Keypad is ok, its very soft, not as hard as the IBM Lenovo keypads


Price I had purchased for in April 2010 was 39,800/-

Kindly provide your comments/feedback on this & other Dell laptops down in the comments section ..

Saturday, January 29, 2011

AO Smith EWS Water Heater / Geyser

AO Smith is an American based electric company which has residential & commercial products. The water heater or geyser comes with different models & here the review is about the popular EWS model which has 6, 10, 15 & 25 liters water heaters.

I have both 15 & 25 liters water heaters, using it from past 1 year. The good thing about this geyser is, it has a ceramic coating inside hence it prevents from erosion & also avoids the salt deposition on the coil if we use bore well water. Its a 4 star energy saver, so power consumption is less. But since it has ceramic coating, it takes little more power than the conventional ones. The style & design is too good, it has a colored cap for which you can choose different colors based on your wall paint.

Ease of use: 8/10
Power Consumption: 8/10
Durability: 9/10
Style & Design: 9/10
Service & support: 8/10

Fits well for multi storied apartments. There is no horizontal version of this model. The 15 liters heater will fit in perfectly inside the false ceiling of the standard bathrooms, but the 25 liters heater it little bigger, hence the pipes will come down from the false ceiling & will be easily visible. Since the style & design of this heater is very good, it looks good for non false ceiling based bathrooms.

Other features include temperature control, LED indicator for status, automatic switch off after heating. We have been using this heater from past 1+ year & so far not even a single complaint. Overall its a good water heater.

Price:
25 liters : 7000/- INR
15 liters : 6000/- INR


Kindly give your feedback/review on this water heater in the comments section ...

Friday, January 7, 2011

Sahib Sindh Sultan, Bengaluru

Sahib Sindh Sultan is a North Indian Cuisine restaurant from BJN Group of restaurants located in Forum Mall, Kormangala, Bengaluru. It has a very good ambience of the train & the platform. There are tables inside the train & the platform. The food is very good but its too expensive. A tandoori roti will cost 50 bucks !!


Food Taste & Presentation : Very Good
Food options : Good
Ambience & Decor : Excellent
Customer Service : Good
Value for Money : No, Its expensive

Cusine Type : North Indian
Buffet availability : No

Official Website:


Plz write down your review/feedback on this restaurant in the comments section ...